PetroGate.com maintains strict customer information privacy policies and uses state of the art technologies to safeguard customer information and communications from unauthorized intrusions.

PetroGate.com recognizes that the growth of online services, including Internet services, has created additional privacy concerns, particularly for consumers.

Online privacy concerns focus primarily on the protection of “customer identifiable” information which an individual or other customer reasonably expects to be kept private. As the term suggests, “customer identifiable” information is information that, when associated with an individual identifies that individual, for example, a customer’s name, address, telephone number, and e-mail address.

PetroGate.com has put in place the following Online Privacy Policy. This policy covers PetroGate.com and its subsidiaries. PetroGate.com will continue to protect customer information derived from your use of the PetroGate.com website consistent with laws and regulations issued by Ontario.

Collection and Use: PetroGate.com will collect and use customer identifiable information in order to process your loan application or to provide and change other services, to anticipate and resolve problems with your service, or to create and inform you of products and services that better meet your needs. This means that PetroGate.com may use your customer identifiable information, in conjunction with information available from other sources, to market new services to you that we think will be of interest to you, but we will not disclose your customer identifiable information to third parties who want to market products to you.

When you access the Internet, the computers that host web sites you visit (“web servers”) automatically receive some anonymous information. This “usage data” may include a record of which pages a web browser has visited. PetroGate.com servers receive usage data when customers visit PetroGate.com web sites, and when PetroGate.com users visit other sites as well. PetroGate.com may use usage data to provide advertising about goods and services that may be of interest to PetroGate.com customers, or to provide customized features and services. PetroGate.com will not use information about your activities on the Internet together with any information that identifies you without your consent.

PetroGate.com and its advertisers may use various kinds of software devices to collect information about Internet use. Small files called “cookies” may be attached to your Web browser. These files identify your browser and save information such as passwords so that web sites can recognize you. You can set your browser to disable cookies, but some PetroGate.com web sites (and other web sites) may not work properly if you do this.

In addition, on some web sites, PetroGate.com and its advertisers may use small bits of code called “one-pixel gifs,” or “clear gifs” embedded in some web pages, to make cookies more effective. PetroGate.com will not associate the information these software devices collect with your name or e-mail address.

PetroGate.com uses advertising companies to deliver advertisements on some PetroGate.com web pages. The advertising companies may also receive some anonymous information about advertisement viewing by Internet users on PetroGate.com web pages and other Internet sites. This information may be associated with a customer’s web browser, but cannot be associated with a name or e-mail address without the customer’s permission. (This means that advertising companies may know where your computer goes on the Internet, but they don’t know who you are unless you tell them.) PetroGate.com does not supply customer identifiable information to advertising companies or to individual advertisers or other third parties. If you go to another web site, including an advertiser’s web site (for example by clicking on an advertisement), and request information or enter a contest, be aware that you may be authorizing another company, including an advertising company, to use information you supply.

Disclosure:

PetroGate.com will not sell, trade, or disclose to third parties any customer identifiable information derived from the registration for or use of an PetroGate.com online service — including customer names and addresses — without the consent of the customer (except as required by court order, subpoena, search warrant, or other legal process or in the case of imminent physical harm to the customer or others). When PetroGate.com uses other agents, contractors or companies to perform services on its behalf, PetroGate.com will ensure that the company protects your customer identifiable information consistent with this Privacy Policy.

Customer Choice:

A customer may choose not to receive direct marketing communications from PetroGate.com in connection with PetroGate.com online services. Upon such choice, PetroGate.com (a) will not contact that customer directly with marketing messages about PetroGate.com online services, and (b) will not use customer identifiable information obtained from that customer’s registration for or use of an online service to contact that customer with marketing messages about any PetroGate.com products or services. A customer may choose not to receive such messages by e-mail, by mail, or by telephone.

Customer-identifiable information which a visitor volunteers at one of the PetroGate.com web pages to obtain PetroGate.com services other than online services will be protected just as if the information had been provided under more traditional ways of obtaining that service.

Security:

PetroGate.com has implemented technology and security features and strict policy guidelines to safeguard the privacy of your customer identifiable information from unauthorized access or improper use, and we will continue to enhance our security procedures as new technology becomes available.

E-mail Contents:

Silver Maple Capital Partners Ltd. will not read or disclose to third parties private e-mail communications that are transmitted using PetroGate.com services except as required to operate the service or as otherwise authorized by law.

Improper Conduct: PetroGate.com may also use customer identifiable information to investigate and help prevent potentially unlawful activity or activity that threatens the network or otherwise violates the customer agreement for that service.

Account Information:

PetroGate.com honors requests from customers to review all customer identifiable information maintained in reasonably retrievable form, which currently consists of your name, address, e-mail address and telephone number, and will correct any such information which may be inaccurate. Customers may verify that appropriate corrections have been made.

Customer Concerns:

If you are a consumer with concerns about the PetroGate.com online Privacy Policy or its implementation you may contact us at privacy@PetroGate.com.

Changes in Practices:

PetroGate.com will keep this Privacy Policy current. The company will inform you of any changes that we make by providing you with a notice send to your current email available in records of PetroGate.com.

Additional Privacy Protections for Children Using the Internet:

PetroGate.com joins the industry in recognizing that children, including young teens, may not be able to make informed choices about personal information requested online.

Accordingly, PetroGate.com does not target children or teenagers (younger than eighteen years of age) for collection of information online. PetroGate.com does not solicit or collect customer identifiable information targeted at children and teenagers under eighteen and does not allow anyone else to do so on a PetroGate.com web page.

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